Brown ground beef in large skillet over medium heat, adding salt, pepper, onion powder, garlic powder, cumin, oregano, and thyme.
Brown until no longer pink, and drain.
Adjust burner to medium low.
Return meat to skillet and add tomato, cream cheese, and cheddar cheese. Stir until cheese are melted.
Remove from heat.
While filling and rolling rolls, heat oil in a clean skillet or saucepan over medium-low heat.
Fill wrappers one at a time, scooping approximately 2 large tablespoons of meat mixture in the center.
Dampen edges of wrapper with fingertips dipped in water.
Bring one corner of wrapper to the middle, covering the meat mixture and gently tuck snugly around the filling.
Bring each side corner to the middle. Roll toward the remaining corner to seal completely.
Add rolls, two or three at a time, to hot oil, turning once. Remove from heat and place on a platter lined with parchment paper or a paper towel.
Serve with your favorite dipping sauce.